1. Acceptance of Terms By accessing or using this website, you agree to be bound by these Terms of Use. If you do not agree, please do not use our services. 2. Nature of Services Student Transfer Experts provides: Educational consulting Academic transfer guidance Program selection assistance General information related to U.S. higher education ⚠️ We are not immigration attorneys and do not provide legal advice. 3. No Guarantees We do not guarantee: Visa approval CPT or OPT authorization Admission to any specific institution Immigration outcomes or employment authorization All decisions related to visas, CPT, OPT, or status changes are made solely by: Academic institutions USCIS and U.S. government authorities 4. User Responsibilities By using our services, you agree to: Provide accurate and truthful information Use the website for lawful purposes only Not misuse, copy, or redistribute content without permission 5. Intellectual Property All content on this website, including: Text Logos Branding Layout and design is the property of Student Transfer Experts and may not be reproduced without written consent. 6. Third-Party Institutions We may introduce you to third-party academic institutions. We are not responsible for: Their admission decisions Program structure or curriculum Institutional policies or changes 7. Limitation of Liability To the fullest extent permitted by law, Student Transfer Experts shall not be liable for: Indirect or consequential damages Loss of status, income, or opportunity Decisions made based on information provided through consultations Use of our services is at your own risk. 8. Termination of Use We reserve the right to suspend or terminate access to the website if these Terms are violated. 9. Governing Law These Terms are governed by the laws of the United States, without regard to conflict-of-law principles. 10. Changes to Terms We may update these Terms at any time. Continued use of the website constitutes acceptance of updated Terms. 11. Contact Information For questions regarding these Terms, contact: support@student-transfer-experts.com